For FedEx Ground contractors

Review the settlement lines that need a second look.

Drop last week's settlement PDF. SubOps reads every line, runs payment checks, and shows reviewable math with the source line beside it. About a minute. No FedEx password. No sales call.

Built by Sarosh Hussain — FedEx Ground contractor and AI engineer.

Free profitability audit

Drop your settlement PDF

No account, no FedEx password, no sales call. Results in about a minute.

Analyzed in memory and discarded immediately. We never store your settlement.

17
live settlement checks (of 26 built) run every week
Source-linked
findings ready for operator review
13 weeks
of history powering your scenario models

What we catch

17 live settlement checks, 26 built. Every statement. Every week.

We don't flag “anomalies.” We show which settlement lines need review, why the rule fired, and the source evidence to check before the 120-day clock runs out.

Missing payments

Drop & Hook trips that weren't paid, surge-stop bonuses left off, safety and customer-service bonuses that should have hit.

Payment coverage

Fuel discrepancies

Fuel surcharge below the confirmed Contract Pay Table. Cost-per-mile spikes that point at card misuse or pump errors.

Fuel review

Per-stop math

Stop count on the settlement doesn't match what was dispatched. Per-package charges that drift from your contract rate.

Stop and package review

Driver pay

Driver-pay review against contract rates. FLSA overtime preview so a labor audit doesn't surprise you.

Payroll review

Chargebacks & adjustments

Unexplained adjustment lines, duplicate adjustments hitting twice, negative service charges that shouldn't be there.

Adjustment review

Contract rate mismatches

Rate changes that never made it to the settlement. CSA rates applied to the wrong route. Sixth-day bonuses mis-calculated.

Contract review

Linehaul & detention

Empty miles paid short. Layover and detention windows that didn't show up on the settlement.

Linehaul review

Special handling & eCom

Brand and apparel charges missing. Large package mix that wasn't billed correctly. eCommerce volume categorized the wrong way.

Accessorial review

What you actually see

Every dollar, every Monday.

Not a dashboard with charts you have to interpret. A short list of the exact dollars FedEx owes you — with one click to the source line.

Findings

Week of Mar 7, 2026

Open items

$2,254

  • Fuel Surcharge short-paid — Week of Mar 7

    +$247

    FSC line absent on settlement. Expected 6.2% of delivery revenue ($247) — nothing paid.

    See the line
  • Truck 12 burned 31% more fuel than usual

    +$654

    Cost-per-mile jumped 31% vs the last 8 weeks. Likely card misuse or pump error.

    See the line
  • Driver pay review - Mike Hernandez

    +$353

    Gross $1,247 vs expected $1,594 at 41.5h reg + 3h OT @ $24.50.

    See the line
  • Per-stop count off — Route 312

    +$1,000

    Settlement shows 142 stops, dispatch log shows 167. 25 stops need review.

    See the line

Owner Brief · Monday

This week at a glance

Reconciled

Net margin

14.2%

+2.1pt

Revenue

$47,392

+$1,840

Fuel ratio

11.8%

-0.4pt

Best route

Route 184 · 22.4% margin

Up from 19.1% last week — Carlos drove every day.

Worst route

Route 312 · -3.8% margin

Stop count mismatch + missing Drop & Hook. Dispute draft ready.

Delivered to your inbox at 6:00 AM ET, every Monday.

How it works

Sixty seconds from your first upload to a Monday-morning brief that shows you where the money went.

Step 1

Start with your settlement PDF

Drop in the MyGroundBiz weekly settlement PDF - we run 17 live deterministic settlement checks (of 26 built) against your contracted rates and highlight lines that need operator review. Add payroll and fuel CSVs later to sharpen route margin checks.

Step 2

We read every line

Service charge, stop charge, Drop & Hook, fuel surcharge, surge, adjustments. Every dollar lands in a row you can click to see the source line.

Step 3

Monday-morning Owner Brief

One page that answers: which lines need review, where route margin moved, and which source-backed items deserve action this week.

Step 4

Model what comes next

Use Scenario Planning to model rate changes, route merges, and Network 2.0 consolidations before they happen. Generate a renegotiation pack with 52 weeks of your own data behind it.

The trust model

AI extracts.
Math owns.

We use AI for one job only: reading the document. Once line items are extracted, every dollar on every finding, dispute, and Owner Brief comes from deterministic arithmetic against your carrier rate confirmation. No AI is allowed to compute, estimate, or change a dollar amount.

AI · Extraction only
Reads the weekly settlement PDF, payroll CSV, fuel card export. Returns structured rows. Confidence reported.
Math · Owns the dollar
Applies your rate confirmation, applicability rules, and arithmetic. The math is exact. Never estimated.
You · Own the decision
Every finding waits for your accept, dismiss, or monitor. Confidence is never auto-acceptance.

Built for the way you actually run your business

FedEx gives you the settlement statement. SubOps tells you whether it's correct.

Find money in your settlement

Deterministic rules — not AI guesses — catch missing Drop & Hook, short Fuel Surcharge, missing Surge pay, stop counts off baseline, and fuel CPM spikes. Every flag links to the line in your settlement PDF.

Dispute drafts in one click

Every flagged line generates a pre-written dispute letter with the exact settlement reference, dollar amount, and contracted rate cited. Copy, edit, and forward to your terminal manager.

Fuel + payroll payment checks

Upload your WEX, Fuelman, FleetOne, or Comdata fuel export and your Gusto, ADP, or Paychex payroll export. We check driver pay against hours and rates, and flag fuel CPM spikes by vehicle.

Monday-morning Owner Brief

One page, single column — AI-drafted around numbers the rules engine already computed and sourced, reviewed by you before it goes anywhere. Revenue, net margin, three things to look at this week, source links for every number.

Route P&L heatmap — every route, every week

See each route's net margin week by week, colored green to red. Click any cell: revenue, fuel cost, payroll cost, net margin — for that route, that week. Know which routes are carrying your business and which are costing you money before you add another driver.

Model Network 2.0 before it hits you

FedEx is consolidating 475+ stations by 2027. SubOps shows which of your terminals are at risk, what your revenue exposure is, and lets you model consolidation scenarios with your own 13-week data — so you walk into the meeting with numbers, not gut feel.

Trust through traceability

Every dollar on every screen drills back to a line in a settlement PDF, a row in a fuel CSV, or a payroll record. We never hide the math, and the AI never does math.

Email forwarding — zero manual uploads

Forward your settlement PDF to your personal SubOps address and it processes automatically. No login required once it's set up.

A serious tool for a serious business

Built to the trust standards FedEx contractors deserve.

Your data is yours

We never share your settlement or payroll data with anyone — not other contractors, not FedEx, not anyone.

Audit trail on every dollar

Every finding, every Owner Brief number, every dispute draft is timestamped and source-linked. SOC 2 roadmap from day one.

Encrypted end to end

All data encrypted at rest. TLS 1.3 in transit. W-2 payroll fields tracked separately under tighter access.

No hidden math

The AI never does arithmetic. Money math runs in deterministic TypeScript rules you can read, audit, and challenge.

We never touch your FedEx credentials

  • We never store your FedEx credentials — not your username, password, or MFA codes.
  • We never hold your session cookies or F5 BIG-IP tokens from MyBizAccount, SPOTlight, or VMS.
  • Every report comes from a contractor-initiated upload, browser extension, or email forward — so even if SubOps were breached, we could not impersonate you on FedEx portals.

Design partners

Built with operators who live the math.

AAA Deliveries, A&M Parcel, and SKR Express pushed the product through dense terminal weeks so the landing page reflects real operator feedback, not generic SaaS proof.

AAA Deliveries logo

AAA Deliveries

28-route P&D operator

We were short on fuel surcharge three weeks in a row and didn't catch it until SubOps flagged it. That's real money we were leaving on the table every single cycle.

Design partner feedback · P&D operation

A&M Parcel logo

A&M Parcel

34-route multi-terminal operator

The Owner Brief is the first report I've ever been able to hand my bookkeeper without a 30-minute walk-through. It speaks contractor math, not generic accounting.

Design partner feedback · multi-terminal operation

SKR Express logo

SKR Express

22-route P&D contractor

I used to spend two hours every Thursday checking the settlement manually. Now I upload the PDF, get the brief in under a minute, and I'm done. The findings are specific enough to act on.

Design partner feedback · weekly settlement review

Pricing built for the math

Simple per-contractor pricing. Annual prepay saves ~16%.

Starter

Settlement audit for owner-operated contractors, 1–5 routes.

$149per month
Start free trial
  • Weekly settlement audit
  • Findings for live settlement rules
  • Monday-morning Owner Brief
  • Source-linked evidence on every flag
  • Dispute workflow with 120-day timer
  • Contract Pay Table review
  • Email support
Most popular

Core

Growing contractors, 5–15 routes.

$349per month
Start free trial
  • Everything in Starter
  • Fleet maintenance dashboard (parts savings dashboard coming soon)
  • Route P&L for a single terminal
  • Fuel & payroll ingestion
  • DOT compliance tracker
  • Priority email support

Operations

Multi-terminal, 15–30 routes, office staff.

$599per month
Start free trial
  • Everything in Core
  • Multi-terminal dashboard
  • Route and labor-cost margin drill-down
  • Fuel ingestion (WEX / Fuelman / FleetOne / Comdata)
  • Payroll ingestion (Gusto / ADP / Paychex)
  • Driver pay transparency + FLSA OT preview
  • Bulk dispute drafting (coming soon)

Fleet

30+ routes, multi-terminal, finance team.

Customtalk to us
Talk to us
  • Everything in Operations
  • Network 2.0 scenario modeling
  • SAML SSO (Microsoft 365) — coming soon
  • Dedicated CSM
  • Custom integrations
  • Audit-ready exports for SBA lenders (coming soon)
Save ~16% with annual prepayAll tiers include settlement audit, evidence graph, and dispute workflowCancel anytime from Settings.

Start a 14-day trial without a card. Choose a paid plan in Stripe when you're ready; cancel anytime.

Common questions

Straight answers to the eight things every contractor asks before signing up.

Do you connect to MyGroundBiz or FedEx directly?

No. SubOps is manual upload only — you drop in the weekly settlement PDF, your payroll CSV, and your fuel CSV. We never scrape MyGroundBiz, and we never call any FedEx system. Zero terms-of-service risk.

What happens to my driver pay data?

Encrypted at rest with W-2 fields tracked under tighter access than the rest of the system. Every access is audit-logged. We never use customer data to train AI models, and we never share it with anyone — not other contractors, not Logistics Service Providers, not the parent network.

Can SubOps replace GroundCloud or Motive?

No. We don’t do dispatch, telematics, or driver scoring. SubOps is the financial back office that sits beside those tools — settlement math, route P&L, dispute drafting. Keep your dispatch and safety stack where it is.

What’s the catch for the free profitability audit?

No catch. You upload one week of settlement, payroll, and fuel data. We produce a real Owner Brief with findings and dispute candidates. The audit itself needs no account and no card. If it convinces you, start a 14-day trial and upload your first settlement.

What if the AI gets a number wrong?

The AI never computes money. Every dollar figure on every brief runs through a deterministic TypeScript rules engine that you can audit line by line. The AI only writes the narrative around numbers the rules engine already computed and sourced.

Will FedEx see my data?

Never. Your tenant is contractor-owned and contractor-private. No data is ever sent to FedEx, to a parent Logistics Service Provider, or to any other contractor. Disputes you draft are yours to send (or not send) on your timeline.

What does cancellation look like?

Cancel anytime from your account settings — no retention conversation, no exit interview. You can export everything as CSV and PDF on the way out: every settlement, every brief, every finding, every audit log entry.

Network 2.0 — how does SubOps help?

FedEx is consolidating 475+ stations by 2027. SubOps gives you three things: (1) a terminal risk map showing which of your locations are in the consolidation zone, (2) revenue-at-risk quantification from your own settlement data, and (3) a scenario builder so you can model what a merge or route redistribution does to your weekly margin before FedEx proposes it. We also generate a renegotiation pack — 52-week historicals plus scenario impacts — that you can put on the table in the meeting.

Can I model what happens to my margin if FedEx changes my per-stop rate?

Yes — that's the Scenario Planning tool. Pick 'Rate Change' mode, enter the proposed new rate, and SubOps runs it against your trailing 13 weeks of actual stop counts. You see the weekly margin delta immediately, with P10/P50/P90 sensitivity bands based on your own volume swings. You can also model route merges, stop redistributions, and density adjustments.

A note from the founder

Why I'm building SubOps.

I've been a FedEx Ground contractor for five years — 40 routes across two terminals, P&D. I'm also a career AI engineer: a decade building AI and data systems for Fortune-500 clients, including time at Accenture and PwC. That combination put me in an unusual spot. I could see the problem with perfect clarity, and I knew exactly how to fix it.

Every Thursday night I did the same thing every operator does — printed the settlement PDF, opened Excel, and walked line-by-line through every stop, every Drop & Hook, every fuel surcharge looking for the line that needed a second review. A surge-week payment looked missing. A fuel surcharge did not match the index I expected. Stop counts sat 15% below baseline with no explanation. Hours of manual work went into building a defensible view of the week. The data was all there — FedEx publishes it every week. Nobody had just built the thing to read it properly.

SubOps is what I would have paid for five years ago. Drop your settlement PDF, get back a plain-English brief in under a minute: which lines need review, why the rule fired, and what source evidence to check next. We run 17 live deterministic checks (of 26 built) against your contracted rates today - no AI math, no hallucinated figures, every finding sourced back to the exact line in your statement. The math is boring on purpose. You need to be able to walk into a terminal conversation and defend every number.

A few things SubOps will never do. We don't touch your MyGroundBiz credentials — manual upload or email forwarding only, zero terms-of-service risk. We don't score your drivers or produce any artifact a plaintiff's attorney could use in a joint-employer claim. And we don't try to replace GroundCloud or your telematics stack — dispatch and safety stay where they are.

If you're running 5 to 40 routes and you want a source-backed review of this week's settlement lines, start with the free profitability audit. No card. No scheduled call. If we're a fit, you'll see it in the brief.

Sarosh Hussain

Founder & CEO, SubOps · AI engineer · 5-year FedEx Ground contractor · 40 routes, 2 terminals

Email me directly →

See which settlement lines need review this week.

Upload your latest settlement. We'll show the payment checks, source evidence, and review items to act on — usually in about a minute.